About
The Problem
Personal finance has become a circus, and you’re the mark.
Every corner of the internet is packed with people trying to separate you from your cash. Banks push fee-laden products with terms buried in fine print. Investment platforms promise moon shots while skimming management fees. Financial advisors claim to work in your best interest while steering you toward products that pay them the fattest commissions.
Then there’s the content problem. Most finance websites are regurgitated garbage wrapped around endless advertisements. The rest are run by zealots pushing their one-size-fits-all philosophy – whether it’s Dave Ramsey’s debt obsession or Reddit’s latest get-rich-quick scheme.
Meanwhile, the “gurus” are getting rich selling courses about getting rich. The irony is thick enough to cut with a knife.
Here’s the truth: The system profits when you stay confused and keep clicking. Your financial success is secondary to their revenue.
The Solution
I launched JTT Money in 2024 because I got tired of the BS.
After two decades of financial trial and error – making every mistake in the book and trying to figure out what actually works – I realized something simple: Most money wins come from small, smart moves repeated consistently over long periods of time. Not from complex strategies or magic bullets.
I’ve built wealth by focusing on core principles: increasing income by delivering real value, developing the right money mindset, leveraging high-yield financial tools, exploiting proven long-term strategies, and avoiding costly mistakes. The process became addictive – not because of some arbitrary net worth target, but because I genuinely enjoy the journey and each discovery improves my actual life.
My approach is straightforward: Test ideas thoroughly, keep what works, share what matters. Whether it’s a Black Friday cashback strategy that saves you $200, a credit card offer worth $800 in value, or a simple mindset shift that prevents an expensive pitfall, every tip gets the same treatment: real-world testing and straight talk about results.
What Makes JTT Money Different
One daily tip that actually moves the needle on your money.
No 3,000-word blog posts stuffed with filler. No complex strategies requiring a finance degree. Just fresh ideas and proven tactics to make you richer and save you time, delivered straight to your inbox each morning.
Every recommendation has been through my personal filter – I’ve either implemented it myself or researched it thoroughly enough to stake my reputation on it. When I tell you a savings account is my top pick, I’ve got money in it. When I highlight a money-saving hack, I’ve already done it myself.
Why “Just the Tip”
Because the best advice is short and to the point.
“Just the Tip” captures exactly what this is – one actionable insight that cuts through the noise. And yes, I’m aware of the double entendre. Some of us never outgrew middle school humor.
Get Started: Sign up for the daily newsletter. It’s free, it’s useful, and you can bail anytime if I’m not delivering value. Your wallet will thank you.